Insurance services
We partner with insurance adjusters to provide accurate, professional on-site damage assessments for wine collections in homes and businesses. As subject matter experts, we deliver clear, detailed reports that focus provide reliable fair market and replace value assessments.
Whether addressing loss, theft, or damage, our services ensure adjusters have the accurate data needed to finalize claims quickly while delivering exceptional service to policyholders.
Damage Assessments
An on-site damage assessment is a critical step in evaluating the extent of loss or damage to wine collections following an incident. The basis for any insurance claim should start with, “Is the property actually damaged?”
Our team meticulously documents findings with photographs, written reports, and itemized records to ensure adjusters and stakeholders have a clear, accurate picture of the damage. This hands-on approach provides a reliable foundation for insurance claims, offering precision, transparency, and confidence to all parties involved.
Inventory
A detailed inventory is the cornerstone of accurately valuing a wine collection. Our team catalogues each bottle's essential details, including vintage, producer, region, size, and condition.
This thorough inventory provides critical insights into the potential size of a loss. By combining expert knowledge with precise documentation, we ensure adjusters and stakeholders have the data needed to support efficient claim resolution, reflecting the true worth of the collection.
Fair Market Value
When losses occur, understanding the financial impact is essential. We provide a bottle-by-bottle analysis to determine the exact dollar value of each item in the collection and a comprehensive picture of lost value.
We use a proprietary and industry leading methodology to assess the true value of the cellar as it stands, considering potential loss. This assessment offers adjusters a bottoms-up build of actual cash value of the damaged cellar, supporting informed decision-making in claims and appraisals.
